Not to get OT, but I wanted to let winnie12 know that a law recently passed with the $700 billion bailout in Sepember. It's called the Mental Health and Substance Abuse Parity.
You can read more about it here:
http://www.lockton.com/Docs/Complian...chellesLaw.pdf
Basically, it says if your insurance covers mental health and substance abuse, then it has to cover it as any other illness. This doesn't take affect until January 2010.
I discovered this last month as I was frantically researching why my insurance coverage didn't cover residential rehab, but did cover "inpatient".
Kathy