I'm not offended at all. In fact, Before I retired as a CPA, I did these wild spreadsheets to figure out how long my retirement funds would last if I retired. I had to force myself to figure in $300 a month just for wine (@ $10/bottle). It always drove me crazy what a waste of money this was. In addition, when I drink wine, I snack like crazy, which adds another $50 a month. I used to think about how that would make a monthly payment on a midpriced auto. How ridiculous.