Hiya all-
I am also trying hard to change my "money" issues.
I really REALLY struggle with staying on a budget.
And I tend to start planning things BEFORE I think about the budget.
I have been learning to apply stuff that I used to use in my production work (where every single item had a line in the budget). When I worked with budgets in my job I was a perfectionist - I was obsessed with coming in "under budget" because that meant more money for whatever production company I was freelancing for, and hence, they would think I was great and hire me again or say good things about me to other companies. So why haven't I been able to do the same for my own "Production Company" i.e. My Family?
It's a codie trait - going all out for others and leaving only the scraps for my self.
Getting serious about budgeting my months and year is helping....slowly....I just wish I had more money to move around!
Peace-
B.