My favorite all time tip for saving money?
I pay cash at the grocery store.
I check the weekly sales...make a list
this keeps me from impulse buying.
Before I started this...I always got extra
money when paying with plastic or check.
Never could figure out where it got spent.
For me....seing the cash leaving my billfold
curbs my over spending tendencies.
Banks? I perfer to use Postal Money Orders
for my bills. Cheaper than the bank fees.