By thoroughly embracing the 12 Steps the Promises tell us that fear of people and economic insecurity will leave us. My experience has proven this to be true.
If the credit card is an issue contact the company and have it cancelled.
I've had a restraining order from my ex-wife, you're not supposed to contact the person who has it against you. I respected that and did not attempt to contact her. To have the willingness and vigilance to honor that is part of practicing the principles I've learned in the program.