You have reached a great site. Read the stickys!!!! In my past experience-you cannot do any good for a co-worker. Let management handle it!!!!! They will eventually. I worked at a bank,another loan officer asked me to talk to his wife-who was a mess with coke-she was our mgr. Needless to say-I got laid off because of it. They divorced-she will no longer be allowed in banking. You may want to help, but my advise is to stay away-let her go the route and take care of yourself!!!!!