I know that when I got calls from my AD's creditors I got really p*ssed and ended up calling her abf's cell and telling them both to get their sh*t together and pay their bills. (Only I did not say it that nicely
) I just felt bad afterwards. Now when I get a call, I give them the abf's number and tell them her situation. Let them deal with it. One other thing to consider if you are considering helping your daughter out is that my helping got my daughter a credit rating of 726 and the offer of a bank loan and two credit cards. She is now in debt to the tune of $3,000 and has no way of paying it back. Her credit score is now 610 and going down quickly. This actually gives me some peace of mind since I know she used the money for drugs. Hugs, Marle