Wking, I dislike that kind of place as much as I dislike Pawn Shops and other places that remind me of the pain of addiction and living with it.
The thing is, the addict will always find a way. I suppose I would rather my son get his money from a payday loan company than from a big guy named Guido, but it really doesn't matter in the end because it all goes to drugs anyway. Besides, my son hadn't seen many paydays the past many years.
Until an addict reaches out for help, places like these will always be part of the chaos. They didn't make the addict, they just feed him. Someone always does.
Prayers for your husband and prayers for you too. It's just not pretty to sit and watch our loved ones self-destruct.
Hugs