last chance
Member
Join Date: Jan 2014
Posts: 8,167
Originally Posted by MarathonMan 
Hi scott - easy to say its an excuse but that life insurance is worth half a million and we've paid a fortune over the last 8 years keeping it running. If anything should happen to me ever i wanted her taken care of properly is all. If i need to see a doctor i will but it would be a real shame to void that, after i'd get half the cover for treble the price probably. I know people will say everythings not about money etc but financial security if the worst happened is a big deal imo.
I'd suggest you put on your list of things to do in sobriety;
"go look into the details of my life policy and determine how to get exception to any void for addiction".
Then get busy with recovery.
If anyone asked me whether I'd prefer my Dad or a million dollars I know who I'd pick. Reckon your son too....
Member
Join Date: Jan 2014
Posts: 8,167
bear in mind too.... you may be more likely to have your life insurance voided after your untimely death and your loved ones screwed over if you wind up dead due to alcohol....
because the insurance companies will have a field day investigating that... they don't want to pay if they don't have to and an addiction you lied about is way better grounds for them to void your benefits than an addiction you came clean about and dealt with.
Sure, your premiums may go up... you may face a period of suspension of coverage or some work to prove that you are rehabilitated..... but it's unlikely that a life company will simply void your policy for seeking help with addiction.
Bottom line; do what it takes. This is no time to be continuing to try and hide.... this the time to focus and get it done.
I gurantee you the results of getting sober will be far and away better than the consequences of staying drunk - life insurance included.
because the insurance companies will have a field day investigating that... they don't want to pay if they don't have to and an addiction you lied about is way better grounds for them to void your benefits than an addiction you came clean about and dealt with.
Sure, your premiums may go up... you may face a period of suspension of coverage or some work to prove that you are rehabilitated..... but it's unlikely that a life company will simply void your policy for seeking help with addiction.
Bottom line; do what it takes. This is no time to be continuing to try and hide.... this the time to focus and get it done.
I gurantee you the results of getting sober will be far and away better than the consequences of staying drunk - life insurance included.
Member
Join Date: Mar 2015
Location: Western Europe
Posts: 80
Originally Posted by melki
The problem with using alcohol to dull the pain is there's always the moment when it wears off and the pain is worse and the thirst for more is unbearable. Please stop the cycle and detox safely. We'll be rooting for you.
Good thread and responses. Let's get out of this tail spin?
Member
Join Date: Aug 2014
Posts: 1,176
What do you think about using some of the extra time you're going to have to begin running more- perhaps commit to a race or distance that scares you a little?
Imagine getting to the point where Insurance premiums go way down because of your healthy lifestyle!
Imagine getting to the point where Insurance premiums go way down because of your healthy lifestyle!
Member
Join Date: Aug 2008
Location: New England
Posts: 1,926
Originally Posted by MarathonMan
Told my wife this morning I didnt dare stop cold turkey as last time I got so shakey and sick im worried about serious dt's. This morning she agreed that was fine. Ive just opened a beer and shes said she no longer agrees with the taper and ive got to cold turkey from this instance. I said for my safety im not sure I can just stop and need these few days to reduce intake and take the edge off the withdrawl. Shes told me this proves I dont care and she wants a divorce and is now packing her things to leave. Im at a loss as to what to do.
I'm so sorry to hear you are still struggling. How are you TODAY? 4/2/15?
Member
Thread Starter
Join Date: Feb 2014
Location: UK
Posts: 611
Feeling pretty grim today, feel like my insides are shivering. Got a pounding headache and pretty sweaty but pleased to say im not shaking so far. Took some vitamins and drinking lots of orange juice.....the sweetness isnt helping the nausea but i read orange juice is good. Cant wait for today to end but think ill probably not be able to sleep so probably no repreive there.
Member
Join Date: Aug 2014
Location: New Orleans, LA
Posts: 985
Hang in there, MM. You are an athlete. You can do these first few days like they're one of those races where you have to crawl through the mud under the barbed wire...like an obstacle course from hell...
Sweat, shake, cry, bleed. Just get through these first few days, and it'll start to flow!
And hey, ps, I remember the whole life insurance saga of our JDooner - long lost from these boards. I have always remembered it too. So you're not just making all that up...
Sweat, shake, cry, bleed. Just get through these first few days, and it'll start to flow!
And hey, ps, I remember the whole life insurance saga of our JDooner - long lost from these boards. I have always remembered it too. So you're not just making all that up...
Member
Join Date: Feb 2015
Location: MN
Posts: 8,704
I have a real soft spot in my heart for athletes. I was one (competitively) until I was 28 years old and started when I was 13. When I was in that zone, I would have whipped addiction before I had breakfast. Its different now, it takes great effort.
I'm glad your wife is there with you, just tough it out, you are on mile 16, only 10 left and your home free. And you never have to go through it again.
8 weeks+ is a pretty healthy bender. Rooting for ya.
I'm glad your wife is there with you, just tough it out, you are on mile 16, only 10 left and your home free. And you never have to go through it again.
8 weeks+ is a pretty healthy bender. Rooting for ya.
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