I had a similar experience when I was first in therapy. Due to my codependency, my whole life had imploded. I was in the middle of a divorce and set to move back into my condo, set to live on my own for the first time in my entire life. I told my therapist I just didn't know how I was going to manage it, and she cut my weekly fee in half. When she told me that she did not just do this job for money, I cried, too. I stayed in therapy for another four and a half years (that time, I'm back again after many years off), and it made all the difference in my life and healing.
Big hugs to you.
Don't let what you can't control get in the way of what you can.