One step closer to the big goal!
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Join Date: Jan 2009
Posts: 1,888
One step closer to the big goal!
Well, I made it over another giant hurdle in my quest to own my own home.
At the turn of the new year, I had decided to drop those folks with all the promises and no results and move forward on my own and pursue a government program to help those who qualify finance their own home.
If I succeeded I could get assistance that would drastically reduce the cost of a mortgage for me and even cost me less to own a home than I currently pay to rent a room in a house.
I soaked up all the information I could, gathered every inch of documentation I needed, and poured over every form required.
I expected a long wait for results and had set the hopeful goal of having my own place before the holidays came around again. I focused on the day and making the next right decision for me. Save a little money here, stretch those dollars are little more there. Keep checking those listings and watching the housing market.
Somehow in just over a month from putting in my application, I got the go ahead for my government grant!! I even got far more than I initially expected. Wahoo! You could have knocked me over with a feather.
I have taken my internet search to the streets and have spent the weekend driving by houses that fit my needs. I am enjoying the sweet agony of trying to choose a home. I am blessed to have the opportunity to afford my own place where I can have my own peace and quiet and enjoy my new freedom.
I hope to be out with my real estate agent this week touring my top choices and putting in an offer, that is if I can ever decide! LOL!
From there the house has to be approved by the program, which is said to be a lot easier than getting myself approved, thank goodness.
I hope this update reminds those who feel stuck in their current relationship the way I did and who think they could never make it out on their own the way I did that there is nothing holding you back but you. Hurdles do exist, but we make them out to be skyscrapers instead of speed bumps out of habit and fear. You can get unstuck. You can make it out there without addiction in your life. You just have to want it enough to not be afraid to try.
Knock and the door will open.
Leap and the net will appear.
Ask and you shall receive.
Best wishes!!
Alice
At the turn of the new year, I had decided to drop those folks with all the promises and no results and move forward on my own and pursue a government program to help those who qualify finance their own home.
If I succeeded I could get assistance that would drastically reduce the cost of a mortgage for me and even cost me less to own a home than I currently pay to rent a room in a house.
I soaked up all the information I could, gathered every inch of documentation I needed, and poured over every form required.
I expected a long wait for results and had set the hopeful goal of having my own place before the holidays came around again. I focused on the day and making the next right decision for me. Save a little money here, stretch those dollars are little more there. Keep checking those listings and watching the housing market.
Somehow in just over a month from putting in my application, I got the go ahead for my government grant!! I even got far more than I initially expected. Wahoo! You could have knocked me over with a feather.
I have taken my internet search to the streets and have spent the weekend driving by houses that fit my needs. I am enjoying the sweet agony of trying to choose a home. I am blessed to have the opportunity to afford my own place where I can have my own peace and quiet and enjoy my new freedom.
I hope to be out with my real estate agent this week touring my top choices and putting in an offer, that is if I can ever decide! LOL!
From there the house has to be approved by the program, which is said to be a lot easier than getting myself approved, thank goodness.
I hope this update reminds those who feel stuck in their current relationship the way I did and who think they could never make it out on their own the way I did that there is nothing holding you back but you. Hurdles do exist, but we make them out to be skyscrapers instead of speed bumps out of habit and fear. You can get unstuck. You can make it out there without addiction in your life. You just have to want it enough to not be afraid to try.
Knock and the door will open.
Leap and the net will appear.
Ask and you shall receive.
Best wishes!!
Alice
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Thread Starter
Join Date: Jan 2009
Posts: 1,888
Thank you Suki!
It has taken a couple of days to sink in. I found out Thursday. Friday I was just numb and kept waiting for the phone to ring with them telling me it was a mistake.
Still feel like it could all fall apart on me somehow, but that's my fear talking. Gotta keep my eyes on the prize!
It has taken a couple of days to sink in. I found out Thursday. Friday I was just numb and kept waiting for the phone to ring with them telling me it was a mistake.
Still feel like it could all fall apart on me somehow, but that's my fear talking. Gotta keep my eyes on the prize!
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Join Date: Jan 2009
Location: NSW, Australia
Posts: 197
That's fantastic Alice! I'm so happy for you 
One little word of caution though ... DON'T RUSH! (OK 2)
It's a bit like the old adage about marriage ... "Marry in haste, repent at leisure." Same with houses ... make sure you get exactly what you want & need & don't let the excitement push you into settling for anything less.
My very best wishes for happy house hunting dear.
One little word of caution though ... DON'T RUSH! (OK 2)
It's a bit like the old adage about marriage ... "Marry in haste, repent at leisure." Same with houses ... make sure you get exactly what you want & need & don't let the excitement push you into settling for anything less.
My very best wishes for happy house hunting dear.
Yay, Alice! Have fun looking!
A work in progress
Join Date: Jul 2010
Location: South Jersey
Posts: 16,633
One tip--make sure that in the back yard there isn't a retaining wall owned by the Homeowners Association that is collapsing and about to tear the foundation of your new house in half!
*This has been a public service announcement*
*This has been a public service announcement*
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Thread Starter
Join Date: Jan 2009
Posts: 1,888
There is a bonus to my current predicament now with my lease terminating in that I am not afforded the luxury of dragging my feet and hoping for something better to come along. I'm notorious for searching endlessly without landing on a solid choice.
The houses I have on my wish list are everything that I've been looking for and affordable so there's no dragging those indecisive feet of mine. Just gotta pick which one feels right.
Oh, and the one that doesn't have a leaking roof, rotting walls, or the retaining wall I've been warned about (thanks for looking out for me LexieCat).
I am longing to hang up curtains and pick out a bathmat and dance with my puppies in the yard on a sunny afternoon!!!
The houses I have on my wish list are everything that I've been looking for and affordable so there's no dragging those indecisive feet of mine. Just gotta pick which one feels right.
Oh, and the one that doesn't have a leaking roof, rotting walls, or the retaining wall I've been warned about (thanks for looking out for me LexieCat).
I am longing to hang up curtains and pick out a bathmat and dance with my puppies in the yard on a sunny afternoon!!!
A work in progress
Join Date: Jul 2010
Location: South Jersey
Posts: 16,633
Heh,
Well, I sure wish someone had clued ME in on the retaining wall issue--which has cost me 15 grand in legal fees and I haven't even filed the lawsuit yet! Actually, I had the inspection and did everything I could to make sure I was doing the right thing, but sometimes sh*t happens, ya know?
My own yardstick was driving up to look at it, and imagining coming home from work. Would I feel at HOME? The answer was yes. If it weren't for the one issue nobody saw coming, it would be PERFECT. Hopefully, someday it will be, again.
This is an exciting time! Hope it all goes smoothly for you.
Well, I sure wish someone had clued ME in on the retaining wall issue--which has cost me 15 grand in legal fees and I haven't even filed the lawsuit yet! Actually, I had the inspection and did everything I could to make sure I was doing the right thing, but sometimes sh*t happens, ya know?
My own yardstick was driving up to look at it, and imagining coming home from work. Would I feel at HOME? The answer was yes. If it weren't for the one issue nobody saw coming, it would be PERFECT. Hopefully, someday it will be, again.
This is an exciting time! Hope it all goes smoothly for you.
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