JennyK

our home owners insurance is being canceled due to my husband's DUI.

Now we need to transfer to title to my name only and get insurance in my name.

What a pain in the butt.

cwohio

((jenny)) does it ever end? hugs

TinyVoice

did you mean HOMEOWNER's? or AUTO?

how can a dui have anything to do with homeowner's??

I'm jsut cuirous

Peaches04

(Jenny) - homeowners or auto...that sucks!! Thanks again hubby...appreciate it! ugh! I'm sorry!

JessicaNAJ

Gotta keep you on your toes.... What a pain.

JennyK

HOMEOWNERS and Auto (his).

Is that even legal? I must check into this futher. It came in a certified letter stating it would be canceled by the end of Feb.

JessicaNAJ

When my AH got his dui, believe it or not, they didn't cancel us they raised it. We switched to progressive. They took good care of us. and our rates were pretty close to what we were paying before. He's had three and our rates were afforadable.

We didn't own a home then so I couldn't tell you if that's legal or not. But I do know that if he were to hit or kill someone, that person or that persons family could come after the homeowners policy for more money (if they wanted to be greedy).

TinyVoice

IF it can affect your homeowner's ...WOW....that really sucks.

Now, i'm even more glad that i broke it off with my ABF before we got in any deeper. I just KNEW that his drinking could cause me great financial and legal issues. He drank while he drove always. It would scare me to death.

sdp

Most homeowner's policies EXCLUDE anything to do with an auto. However, if you have an umbrella policy, that might include auto. Umbrella policies are usually tied in with homeowners.

FormerDoormat

Jenny:

Sorry you're in such a mess, but then again, aren't we all? Contact your state insurance commissioner's office and ask if this tactic is legal.

walkingtheline

transfer the title statement.

Is he going to sign a quick claim deed on your home???? That's a big step and one that may not be best...for him!

I agree with the others, please do check with your state insurance commission. But I will tell you why one may affect the other. They (insurance company) are looking at what they consider to be a "pattern". If he would operate a car under the influence in their minds he would do reckless things elsewhere. It increases what they view as their risk.