OT4Kids, my, how time flies! I am right there with you, in many respects. Last month I went to a Redbox to rent a DVD for under $2, thinking I had over $400 in my account. Transaction denied- huh? Checked my bank account- wiped clean! I thought maybe my ex had gotten stolen my identity again, but it turned out it was just one of the many creditors I owe money to (well, not really *I*, as it was all identity theft, but what do they, or the police, for that matter, care?) So I learned an interesting lesson- that creditors can garnish your bank account, and tell you afterward. I knew I was going to have to file bankruptcy, but it looks like I'm being forced to get a jumpstart on it!
Still, I wouldn't trade where I am now for the world. My kids are finally safe (and I am, too- gosh, I so often forget to give thanks for my own safety!)
I know things will get better for me, and I know they'll get better for you! Stay strong! You're doing amazing things!!!