But, my biggest client (90% of my income) has dropped off significantly this year and appears to be in the process of retiring or closing up shop.
Seems like the job is an easy decision given the questions regarding your practice. Having a kid myself, I’ve really enjoyed the flexibility and paid time off that working for the government offers. Makes parenting easier.
Another option, while in no way ideal, would be to kick the can on the home sale knowing you could set up a home equity line of credit. I keep one open for emergencies and home repairs when I don’t want to dip into savings. I realize the pitfalls of borrowing to meet expenses, but it might buy you some time as you ponder your living situation.
Leaving DS with mom might cause you (and possibly her, and maybe even him) more stress than it’s worth until she puts her feet on firmer ground. So sorry your hit with so much at once.
-bora