I made it through last time I can make it through this time. My room is embarrassing horrid. I wouldn't want anyone to see it. Also a big fat bill would ruin my life for a long time and I'm already in my early 30s I can't have that. I had a talent in the stock market and I blew it by leaving a **** retail job. Putting myself in debt would be devestating. I spent all my cash to live in a state of depression for a year.