Thank you for kind words, friends.
Unfortunately or fortunately, I don't know how to take it, it's quite logical for banks. A fixed amount of money (50% to be exact) will be deducted from my salary till I pay off my debt. Since I defaulted on money I borrowed from banks it's 100% that the court will make this decision.
Anyway, I have a place where to live, money to buy food, 6 months of gym membership. I'll figure it out.