Dee, about counseling, I haven't been able to fit that in my budget either still. I would really like some therapy I really believe in it and I miss it.
Here, with my income 'looking' the way it does on paper, I wouldn't qualify for affordable therapy. The problem is here, they only look at your income, not your individual financial issues and what you have left over after your expenses. I'm still in the same old catch-22