Originally Posted by redatlanta

Personally it would come down to this to me, is your credit good? And can you go buy a car today, tomorrow or whenever?

If it is, and you want to unload debt I would take him up on it. Take the car payments you are making now, and put it in savings.

Then in a year, sell the Audi and use that money for a downpayment on a lower priced car.

Or, keep driving it and saving the money.

I would only NOT do this if my credit were bad, and I could not easily replace a car within an hour at a dealership. Then you are really losing some of your power in the relationship and dependent on him.