Maybe wait until after the Bankruptcy and don't declare them as assets
or they will be included?
By the way, I have a close friend who had to do this to get resolved from some debt that wasn't all her making.
That's what it is there for, and I know she told me that beyond the initial discomfort of having to file, the relief from being under a burden practically
impossible to pay off herself was incredible.
I believe it also will help your credit rating faster than you think.
Something to do with debt-to-income ratio, I think but not sure.
So my vote is keep them a little longer and then sell and split the money
between practical and spiritual. . .