Praying, one thing you need to remember is that my savings is my spousal support prepaid for the next 3 years. It's not just 6 months of living expenses tucked away. The intent of the money I received from my XAH was for me to get back on my feet in a career. The way I see it, I have 2 years to work at being fully self supporting, minimum.
For now, I can focus on creating good spending habits in the future. I can start doing things that set me on the right path of spending appropriately and paying down debt.
I am trying NOT to focus on the negative here, lol. I need to believe in myself!