I'm not trying to blow sunshine up your skirt, AW, but this is just a moment. A bad one for sure, but a moment. Hang in there. You have access to the net so there are resources. Look at urge surfing and meditation. There are techniques you can try that don't cost anything that might help.
Debt sucks, I'll grant you that. But there are worse things than being broke or in debt! If you need to go to the ER to save you life then what is a debt compared to your life?
I understand that what you're dealing with is worse than what I normally have to deal with. But I think there are options.