Hang in there, MM. You are an athlete. You can do these first few days like they're one of those races where you have to crawl through the mud under the barbed wire...like an obstacle course from hell...
Sweat, shake, cry, bleed. Just get through these first few days, and it'll start to flow!
And hey, ps, I remember the whole life insurance saga of our JDooner - long lost from these boards. I have always remembered it too. So you're not just making all that up...