I also live in NJ, the most expensive real estate state, land of high car insurance and property taxes....
I have that one story ranch townhome end unit with a wooded view and deck, heated florida room, fireplace, giant living room, 2 baths, 2 bedrooms....I have remodelled practically everything, replaced the windows, gutted both bathrooms and kitchen, new floors
my property taxes are close to 5K but i do not own the property nor do i have a garage. my maintenance fees are $300. a month on top of my mortgage...(which is almost paid off)....my car insurance is $1,400. a year on NJM, the cheapest.
Lexie, do the neighbors also have this issue? or just you?