See, that's interesting about the 401K benefits. I have a standard IRA for myself but don't have very much in there. I am familiar with the penalties assessed for prewithdrawl but wasn't aware that I might not be able to access those funds until HE reaches a specific retirement age. That fact alone changes things because I would do MUCH better to keep the house and let him keep ALL of his 401K. I can use the funds from the sale of the house much faster and invest them wiser than if I have retirement monies that I can't touch yet.
I wonder if my CPA could answer these questions. I already called a financial advisor friend of mine but he wasn't sure....ugh.