it may behoove you both (you and daughter) to come up with a plan B so that her education isn't interrupted or derailed. how awful for a parent, any parent, to mess with a kid like that. I AM sorry. my ex and I co-parented and each took loans in alternating years for Renee's education (pricey Jesuit college, LMU) - then sadly he died of cancer. his estate, such as it was, allowed Renee to pay off one year, she is now responsible for the other, and I am paying on the other two. she graduated "cumlaude" with two majors and a minor in 2004...I will paying on these loans for the rest of my natural born days.......she is not in a place of financial wealth to take on more debt. that was my commitment to her education which I shall bear willingly.