Hi ryan
I know it might not seem this way, but please try to remember we're not the sum of our wealth or our debts. The light is not at the end of a tunnel, but inside you - it's the inherent dignity and value of being human, someone who loves and is loved. We're so accustomed in our society to judging by our wealth, or lack of it. What you can do now is to love your children, and be loved by them (same with your parents). I'm sure you've got regrets and problems and I don't mean to belittle them, but you are not the sum of those problems, and you will come out the other side of those problems.
God bless you Ryan +