Thanks for all the thoughts and feedback...
Things I have cut since Winter:
I got rid of a car with a too high payment this winter and downsized, I got rid of cable, I got a forebearance on my and AH's student loans and am paying just the interest on them right now, I consolidated a high interest credit card (that is not used-- it's the balance that I am paying- the card is long gone) to a lower credit one....
I have not explored what government type help would be available if I took the lower paying job-- I would definitely fall below the income guidelines for a family of 3 (that much I looked up but not the application for help) so I guess I would qualify... Im not sure that I want to take a hand out when I know there is a better paying option-- maybe that is my ego... I don't know...
I have a week or so to decide so I am taking a break from thinking about it for tonight and tomorrow and am going to just "be" and see how I feel and if any thoughts come to mind, great. But I have made myself nuts enough today thinking about this to death!
I really do appreciate all of you for your feedback. Thank you!