Congratulations! I'm hoping to be there in the next year. My car may be a POS, but it's my POS. I'm still trying to recover my credit from when I stupidly let AM borrow my credit card. She promised she'd pay me back for it, and maxed it out. I never saw a penny. Naturally, my grandmother called me ungrateful when I asked for the money because "Look at all the stuff she's bought for you, you little brat." I countered with, "Yeah, but that doesn't pay down HER balance on MY card, and it doesn't hurt HER credit score." Futile argument, but I still bit into it. Anywho, congratulations again! Definitely a reason to celebrate!