I have seen some of my credit cards go from 9% to 19%
Let me share with ya'll what I have done with two of my credit cards that had what I thought was a hign interest rate. One was 6.9 and one was 18.9.
I calledthe credit card company and very nicely told them that another company had offered me a much lower interest rate of 3.9 until it was paid in full if I transfered a balance of another card. I then asked what my interest rate was with them. ( I already knew, I just wanted her to have to say what it was) I let her know that I was ready to transfer my balance from her company to another so I could get a lower interest. She at that time told me that they had a special promotion going on and could match the other companies interest rate of 3.9. Yeah right, only after I called about it.
Its worth a phone call.
Good luck