I hope you have some family or friends who will help you at this time....back to school sales will be starting soon and you can get decent bedding with the BBBeyond coupons. even an aero-bed for now? they start at 99.00 at the wholesale stores. I was shopping at Costco yesterday and they had some VERY nice furniture on display. it looked well made and very affordable.
I am a firm believer in "what comes around, goes around".