Originally Posted by
Eight Ball 
Wywriter
Please dont let your guard down. An alcoholic is going to find money for beer however locked down you think you have got the accounts. Alcoholics are not trustworthy. Scenario: he will be applying for credit cards that only he will know about until they have racked up and that's when you will find out.
I didn't find out about one of my AH financial crisis until I opened up the front door to a debt collector.
I certainly won't -- I have before and regretted it. Thankfully the only credit cards he or I can qualify for are secured, so they'll do him no good and he can't use my information to apply for cards either. He did go through a bout of payday loans, but now he doesn't have a job so he can't qualify for them and the one he already had his information to won't lend now because he wasn't able to pay one back. The vehicles are also in my name so he can't try to take out loans against them, and they're really all we own of any value...not much value at that.
Fandy -- I'm so glad that's working for you on the housing! We're in the middle of a move now, and my AH is constantly complaining about "moving from one s--thole to another." I pointed out (I know, probably shouldn't) that if we combined the housing and alcohol budget and put it all to housing we'd be able to afford over double the rent amount and could get a 5-bedroom 3-bathroom place if we wanted. In the past two years he's spent roughly $25,000 on alcohol -- I can't help but think how that's half the sale price of the piece of land we were eying outside of town.