Well said Anthony!
I also frequently feel hesitant to post in the Newby section....I worked my own program, one that was right for me but probably can't be replicated. I feel the most I can offer when someone asks can it be done without _ _...I say what worked for me and say that just because you don't follow a formal program doesn't mean you don't have to do the work. I actually think that a lot of people would do better in a program than making up there own like I did.
JB...book us a cruise ship...they will love us since we wont drink from the all you can drink free bar...see if you can get us a discount would you?
I vote for a cruise from LA to Hawaii