You are far wiser than I was. For me it was my AH who made the same call and I came running and bailed him out and got him a lawyer and he ended up getting out of everything and learned nothing. He is now my XAH and still has not learned anything. I, however, finally "got it" and gave up worrying about him and just started focusing on me. Life is much better now.
You're a smart lady. Kudos to you.