Well, I spent a fortune on drinking and smoking...easily have enough for a down payment on a house! I am now a month and a half in and so far not a huge savings...in part because I am still filling the hole I dug and in part because I did splurge a little this past month on food and Sephora:-) my goal for September is to end the money with a little extra...we will see how that goes since I still need to fill a few holes!