Thanks for the suggestion on Sally Mae. I applied for that and was turned down - due to my bad credit report. I was worried about that.
I'm not a wealthy person— the monies my X was awarded in the divorce was from his half of the sale of our property. I wish now that I had insisted the judge require him to set aside a portion for this college funding. But, the legal system doesn't see college funding as a parental responsibility. They view parental responsibility ending at age 18 or upon graduation from HS.
Oh well, I have a few more rocks to turn over. Wish me luck!