Here is my analogy...
Kinda like working and paying the bills... all the sudden you receive an unexpected bill in the mail... and it's a doozie... and you don't know how you're going to pay it.... so you panic
and then begin to pace the floor....
So do you quit working so you can obsess over your new bill? Heck no!
You keep working...at least you're making money that could be contributed to the new bill... before you know it... the bill becomes manageable... or better yet you hit the lottery! Just kiddin...
But I think you get my point.