Well.... I firmly believe that the money in the health care system is going to the "guys in the suits" who work in the fancy glass office buildings along the highway... not to providers and patients... lots of it going to stockholders as well.... oh, I shouldn't get started on that...
But....
Whatever money is saved by rating our health insurance premiums based on behavior is chicken scratch compared to what the profiteers and leaches suck from the system....
Yea, people with healthy behaviors should be rewarded, with good health!! That way they have less copays, claims towards high deductibles, prescription copays... maybe lower premiums are in order also!!
But let's not get too smug.... The fat cats in the system are getting a pass and meanwhile we vilify people engaging in legal behavior.
My 2 cents.
Mark