The way I think of it.. all people are at the mercy of chance but we just have to accept it, like accepting that we'll eventually trip and fall, or accepting that we'll all die.... even good things. like accepting how beautiful we all are LOL j/k And we have to accept that for the most part after we die we'll all be forgotten. I guess that its not fair to put in so much "work" into life and in the end it be so pointless... but oh well.
Even if you believe there is some cosmic reason for bad things happenning, the bad things will still happen so I find little comfort in supernatural explanations.