kittykat- just know you aren't alone in your sadness over his ability to move out and on so "easily." My STBXAH did the same- no remorse, no begging, no sadness- after 18 years. I was hurt about that for a long time- wasn't I worth the fight? Wasn't I worth a little begging? A little action??? I got zip. I used to feel jealous of others' stories of the manipulations- but I know better now. I am grateful I didn't get any of it- who knows where I would be now? It's made it easier- if I can say that- to move on. I know I am worth so much more than STBXAH ever gave me, and I will work on becoming the healthy person I want to be without him. I wish you well- I have no advice about bankruptcy- just wanted to let you know I experienced the same emotionless black hole. Yes- it hurts sometimes, but I look at it as a gift.