Originally Posted by
denny57 
Have you talked to an attorney? It's possible to lose everything if the alcoholic continues on his path over the next 2.5 to 5 years. A DUI where someone gets killed. Losing a job, etc. I suggest looking into ways to protect yourself financially.
Good luck!
Yes, I have spoken to an attorney. The only real option I have NOW is to sell the house, which will be unlikely in this market anyway. We're already in the process of separating our finances, the only thing that can't be separated at this point is the house. When my share of the debt is paid off I can buy him out of the house. The whole point is getting to where I can live without a single dime of his income. If he loses a job he loses his job and I have other options available, but in the mean time, my plan is to dig out and refinance the house on my own. Maybe it's a stupid thing to do, but it's what I want to do. My final last stand so to speak, even if it goes the way of Custer's last stand I'll manage. ;-)