Welcome to our community ...
Prayer helps me immensley in all areas of my life.
However...I also need to take positive action.
Contact your creditors and see what is possible.
Tackle your dirty home...clean it.
Also...if you are looking scruffy...
Get your hair cut...shine you shoes...wear clean clothes
.
I've found the better my surroundings are
and my appearance is
the better I feel about myself.
Keep posting with us ..
.