Originally Posted by
sailorjohn 
Yeah, I did talk to a lawyer, they gave me the two options, take the vehicle, or keep making the payments when she misses them and try to recover your money when the loan is closed in 3-1/2 years.
So you have your answer. You talked to a lawyer. You chose one of the two options. You took the vehicle. Thus, that entanglement can be removed. Give her what is her's, keep what's your's, and hopefully you can be done with it.
As far as her saying "please" and not quacking - you are dealing with an addict, correct? I haven't found politeness to be a hallmark of addicts who are working their addiction. And I quit expecting anything along those lines from the addict in my life a long time ago.
You may not care for the responses you got to your post, but they have a common thread: this dance will continue as long as you keep dancing.