I have not been a bank loan officer in almost 20 yrs. Laws are different now.
I would talk to an attorney first. Do they not do free consultations in Fl.?
You would be suprised at what a good RE broker can do-I would think a tent in Fl. would be worth $$$$...People are always looking for "fixer- uppers". Where are you in Fl.-I have friends there.(PM if you want)
Bills, we could trade-hehe. Hospital over $150,000 and the list goes on. Here, if you don't have it - they don't get it. If I had it they would get paid.
Some charge cards sell your acct. to a creditor-they try to collect-then sell it to another and on and on.
I finally took the phone #s off the caller ID and registered them with The Do Not Call registry. No calls anymore!