DOlly--I have a question for you about investments: If she has her own IRA's, she can't cash that out and move it without a penalty, right? And even if she moves it (say, rolls it over) without a penalty, he is still entitled to half of it by law if there is equal distribution, correct? The reason I ask is that back when I wasn't sure if RAH was going to make it or not, I thought long and hard about my portfolio (mostly IRA's but not all) which is almost 3 times what his is (I've been saving longer and more diligently). I consulted my financial advisor and she told me that no matter where it went, he was entitled to half (and vica versa even though his is less). I have an out-of-country account that I could transfer it to, but that would still leave a paper trail via bank transfers.