My first thought is to sell the darn laptop and tuck the money away...but thats not likely to solve much.
Independance is scary, no doubt, but after time it can be very liberating.
Try not to project, heck, you have enough to think about in one day.
And as BigSis said, most of it never happens. We just worry ourselves to death that it "could".
Life isn't predictable, nor is it usually what we "expected". But it can be good, if we just change the definition a bit.
Prayers that your days get brighter as you go.
((((hugs))))
Cece