Teke: Of course, we used the same bank (which I will never do again). And when he didn't satisfy his debt, they just took it out of mine. I managed to get them to take off about $200 worth of fees, but I think banks can do whatever the bleep they want. My youngest daughter has a little saving account with the same bank too. I guess if they hadn't taken it out of mine, hers would have been next.