I think like everything else we need to be realistic. Teach has a great point. I could not pay the massive amount of money I stole in active addiction and you better belive I have paid for it. Making amends is owning up to what I did where that is possible and will not cause further injury. Part of that owning up may well be returning money or goods or making amends by working it of.
If it was my daughter I would be much more concerned with supporting her in her recovery and dealing with my feelings in my recovery.
Kevin