Gwen,
Breaking the cycle of repeated behavior patterns is a difficult one to overcome.
By your acknowledging the problem, is a BIG step in the right direction.
Make yourself a doable plan, write it down, accomplish one item at a time. Check it off, and move onto the next one.
I've said this often...If you do not have a plan, you plan to fail. The most successful businesses in the world, have both short term and long term plans, a combination of both to reach their goals...look at yourself as a business...
Gwen Marie, Incorporated, what is your plan to get out of the red and into the black. Into positive territory, so, the business of you can thrive...the more successful you are, so too will be your family.
You are the CEO of your company, time to take control of it....you can do this, I know it!
Hugs,
Dolly