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Old 03-21-2013, 02:10 AM   #1 (permalink)
Hears The Voice
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Join Date: Jan 2013
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Straight Talk on Estate Planning

Hopefully my punny title hasn't put anyone off.

(USA-specific information.)

I am taking a series of courses to become a certified financial planner, the current course I am taking is on Estate Planning, and last night's topic was 'estate planning for non-traditional couples'.

I didn't make the law, so don't shoot the messenger, but the bottom line is that marriage confers significant rights that are not available to everyone. HOWEVER, you can protect your interests (to a large degree) by planning your estate in a legally binding manner.

So, if you want the person you've been living with for 10 years making decisions for you if you're medically incapacitated (and not your legal next of kin Aunt Mildred who never really approved) then you need to get some legal documents prepared.

If you want your assets to pass to the person you love, you need to get some legal documents prepared. And find a lawyer who specializes in this type of thing - wills CAN be challenged, you want yours to be bullet proof in court.

Seriously - do not let your loved one find out in the hallway of a hospital that in addition to being emotionally devastated half the house just passed to your brother who is still using. Take care of yourselves.

You have made mistakes, and you may not be where you want to be, but that has absolutley nothing to do with where you can be in the future.
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Old 03-21-2013, 04:24 AM   #2 (permalink)
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Thanks for your post and for caring Nonsensical. Especially with marriage laws, domestic partnerships and all sorts of changes state by state, it's best to be sure you are protected!

Also, you're avatar is making me hungry every time I see it!
See for yourself what brings you contentment, clarity and peace. That is the path that you should follow. The Buddha

Constant never ceasing vigilance! Madeye Moody.

There's no high like freedom
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Old 03-21-2013, 05:37 AM   #3 (permalink)
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Great information, thanks Nonsensical I'm sure it'll be well appreciated! This issue has cropped up here a few times.
ETA: LOL, Lyoness, I was going to say the same thing about the avatar. Nonsey, stop by soon
If it's a question of faith: Do you love or do you hate?
"Counting days is for prisoners" - Scott
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