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Old 11-03-2009, 11:12 AM   #2 (permalink)
smacked
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Join Date: Mar 2009
Location: La La Land, USA
Posts: 2,349
well it can't cause cancellation, HIPAA prevents that (if you're in the US)... treatment for or a diagnosis of what is considered a pre-existing condition can affect new coverage if you go w/ out insurance for more than 63 days... Pre-existing conditions cannot be considered by group insurance (typically what is offered thru an employer) either, unless a person doesn't take the insurance the first time it is offered by an employer... and even then, they have to take you on as a new member, but don't have to cover any treatment related to the 'condition' for up to a year..

Clear as mud?

Bottom line, no.. insurance (in the US) cannot drop you/cancel you for a new diagnosis. Only if you went w/ out insurance for more than 63 days, had treatment and a diagnosis of a pre-e would it be an issue.. and never would it be an issue thru group insurance at a job.
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